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I'd like a special vault or box in your bank (extra slots) to store stuff you just want to keep for nostalgia or trophies (or long term). Have somewhat limited access like a box you can fill and combine that takes up one slot but you can expand it and pull stuff out if you want. Make the 'unpack box' take a minute so you are not inclined to want to use it much.
Yes, yes, and yes. And bigger than 10 slot bags to carry/bank your stuff, including bazaar bags. I know I have too much stuff, but really! More storage!
Loot all sounds great too, it's annoying even in the guild lobby. This is minor, but put a banker in the guild lobby, it even makes since from a story point of view, because a lot of money changes hands there, so a banker would set-up there. And a big percentage of the population passes through there (all too often for me).