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Then why are we still talking about this, if it is clear you are dead-set on quitting?

You're not going to make SE re-think their decision with this. Decisions such as these are usually made because of contractual issues or other similar issues. Their contract expired and for whatever reason, it is not feasible to renew it, or one or both parties do not wish to continue doing business with each other. The fault might not even be on SE's end at all, it could be the middleman money handling company that doesn't wish to do business with SE.

As far as direct debit/credit billing, maybe that is not possible for whatever reason? You do realize that pretty much nobody has direct access to a credit card system, right? Every single Grocery Store, Department Store, anybody that has a card machine has to pay somebody else for the use of that machine. Online business are no exception to this rule, I suspect. It always works like this:

Business > Credit/Debit Service -> Bank -> Your Money

That's assuming you get your credit card through a bank. If not, then skip the bank part. The Credit/Debit Service is provided by various companies (like Click&Buy). SE needed to find an international one that handles international transactions, and I suspect the list of these isn't large.

And besides, why are you debating Direct Credit Cards when you said yourself you don't even HAVE a Credit Card that you are willing to use?

Stop whining and just have your girlfriend charge the $12 to her credit card.

There, problem solved.

Edited, Oct 4th 2014 11:26am by BrokenFox

Olorinus I don't reply often but please rethink your position and get a small limit CC and stay and enjoy the game.

I am in Canada as well and in a town of less then 300 ppl ;;.. so I do realize how remote and inconvenient online things in general can be at times(especially anything that deals with any SE game lol)

Very few posters are so helpful to others and welcoming, and try to give the game a good impression when they come to the forums. You enjoy the game probably more then you want to admit atm,, do what it takes to stay and enjoy it :)

(as wrong as it is for se to take away payment methods with little or no notice, don't let something like that ruin something I know you enjoy.)

those notices said they were getting rid of ultimate game cards, not paypal. They even noted in their OCT 1 notice - that they decided on short notice to cancel everything else as well since UGC was not working. That was never part of the original announcement.

Regardless... whatever. I am not going to jump through hoops for them. Especially not when they leave my favourite jobs in the dust (forever). I was already annoyed - this put me over the edge. I'm done.

They had 5 months to set up paypal. Saying "it's not their fault" is ludicrous. I could set up paypal billing in a couple days, max, and I am not an international corporation with thousands of staff and millions of dollars. They made the decision to not replace UPay with a similar billing option. So yes, it is their fault.

So I assume you run an international game and accounts system?

I'm sure you could "in a couple days" reprogram the whole system to accept PayPal payments, and to have the SE Account Management system recognize it and all that jazz?

It isn't just "Switch UPlay to Paypal". They most likely have to do some back-end work where the SE Account Management System has to recognize Paypal payments, and properly credit your account and do all of this automatically. Maybe it takes time to re-code all of this stuff?

Or maybe they don't want to do Paypal. Not everybody trusts Paypal. I know a few people who refuse to touch it. Heck, Blizzard doesn't even use Paypal last I heard. Now, granted, they do direct Credit Card -and- a Game Card system so they might not feel they need it, but still.

Still don't think the fault lies with SE. I'm sorry, I disagree with you there. You're expecting them to get on their knees and hack out a system in a few days over some fringe case people who can't use NORMAL payment methods (like yourself). It ain't SE's fault you don't have a credit card like nearly everybody else does. It ain't SE's fault you chose a bank that doesn't give people a check card (I seriously still wonder WTF is with that... no real bank does that these days that I know of...). It ain't SE's fault you're unwilling to use your partner's card because you don't feel like paying the interest on it.

None of that is SE's fault.

When you buy a "20" Visa prepaid card there is roughly 5 dollars of that eaten by fees. For the card. They are a terrible deal.

You also need to set it all up. It's a hassle. Really again, this is about me not wanting to jump through hoops. If SE wants my money, they can put back paypal payments. If they don't they can leave it as is.

If I was desperate I could find a way to pay for FFXI. It's simply not worth it to me at this point. I've gone through enough hassle with SE. Seriously. Every time I've ever needed to do anything to do with payments etc it's been a nightmare with SE. I'm just done.

Edited, Oct 6th 2014 4:04pm by Olorinus

That much is true. Setting up and managing an account with SE is always a giant pain in the ***. There are about 300 more steps than there has to be.

The store in my area sells Prepaid VISA cards that are $50 or $100 and have a $3.95 activation fee.

I don't know why $20 VISA cards at your store are $5, lol. Something about that doesn't sound right. And there's pretty much no "setup" required; you take the card to the cash register, pay for it, the cashier activates it and it is ready to go, then you simply log onto SE's Account Management System, buy $100 worth of Crysta and you're good to go, for probably 7-8 months.