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Yeah, badly when your card fries and you are out of the gaming picture! First thing you need to do, go buy a 500W PS ASAP.
Seconded!
And I think its best not to rely on the 550W (or whatever PSU that is sometimes included in the price of a new case. They are usually generic, and for the sake of shelling out $100 or so on a 'proper' one, you are going to be doing yourself a HUGE favour in protecting your several hundred (thousand?) dollars worth of Vid cards etc.
I dont think too many people get excited showing off their new 550WPSU's like they do over their new state of the art Vid cards, but a good quality, stable PSU is the thing that supplies good quality stable power to all those w@nkover widgets.
Thermaltake and Silverstone are the first ones that spring to my mind when it comes to quality PSUs'.
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"If you have selfish, ignorant citizens, you're gonna get selfish, ignorant leaders". Carlin.