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With Raise II you get 75% of lost xp back, which as lvl 75 is 43,000 I think, so you'll loose roughly 1,100xp. Raise III is suppousdly(sp) 90%, but I think at level 75 you only loose 200xp.
Actually, above a certain level (I'm not certain what it is, but it's around 55 or 60) the amount of XP you lose when you die is capped. I don't recall the exact number, but I believe it's 2500 if you home point (with no mog house: experience), 2150 if you home point with mog house: experience, 1875 for a Raise I, 625 for a Raise II, and 125 for a Raise III. You won't lose 4.3k for home pointing at lvl 75. Thus, the difference between a Raise II and a Raise III is about 500xp. That is about 10 minutes of fighting in an average party.