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Hey Kamalii,
Yes, all you have to do is cancel your content ID then reactivate it when you please. Also, it is a common misconception that characters are deleted after three months of inactive status. I can personally say this is not the case. I was gone from the game June, July, August, and into September before reactivating my content ID's. Everything was just the way I left it. I hope that helps.
Jesse
I can confirm this. I once took a break from FFXI and thought I needed to use "Return home", but after I got several vague errors while trying to do that I contacted the Live support through chat. The SE-employee said that characters/account are stored on server for one year and that I just needed to reactivate my content ID's. So, don't worry. ^^